The honest math on how homeowners pay for solar.
Cash, loan, or lease — each has real trade-offs. Here's how we walk homeowners through the decision.
Cash
Fastest payback, no interest, best long-term savings.
Requires upfront capital.
Homeowners who have the funds and want maximum lifetime return.
Solar Loan
$0 down. Own the system. Monthly payment often close to your current electric bill.
Interest costs reduce lifetime savings vs. cash. Loan terms vary widely — read carefully.
Most homeowners. Ownership + immediate cash flow benefit.
Lease / PPA
$0 down. Third party owns and maintains the system. Locked-in electricity rate.
You don't own it. Long-term savings are much smaller. Can complicate home sales.
Homeowners who want simplicity and no ownership responsibility.
See a personalized estimate.
The Home Solar Analysis™ shows financing math based on your electric bill. Or book a free consultation to review every option in detail.